![]() ![]() You Need A Budget To Accomplish A Financial Goal You have to periodically evaluate your spending to ensure that you are staying on track. This goes both ways – if you don’t keep track of your spending, then creating a budget is pointless. How? You need to create and update a budget in order to plan and keep track of your spending. This means assigning a job to every dollar that you receive before you ever receive it. In order to take control of your finances you need to come up with a plan. All they know is that by the end of the month, their bank accounts are nearly empty and they are waiting for their next paycheck.Įven if you don’t find yourself scraping together pennies at the end of the month, you still need to have a budget in place. This is the most basic reason you need a budget: To be able to plan and track where your money goes! Most people who I speak to about their finances have no clue how much they spend on a monthly basis. If I asked you to tell me how much you spend eating out or buying gas each month, could you tell me? What about your household’s true cost of living?
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